If there is a standard auto insurance, there is also a non-standard version which is for motorists who can?t just avail of the former because of the number of factors, including lapse in coverage, driving violations, the age of the driver, among others.
A high-risk driver could be someone that has a serious violation, such as a DUI or careless driving, on their driving record at the DMV. There are motorists who will find it hard to avail of standard vehicle insurance because of their previous unimpressive driving records like auto accidents and speeding tickets.
Teenaged drivers are regularly placed in the non-standard auto products. Teenaged boys have the worst safety records and get the most tickets. Although teenage female drivers are more safety-conscious still they are considered as non-standard drivers, just like the young males. It?s always best if a teen can get coverage through their parent?s policy. But the effect of this would be that the parent?s insurance would also get higher due to the inclusion of their teen children in the car insurance policy. On the other hand, including teen drivers in the parents? insurance coverage is financially advantageous to the parents. Per the DMV car insurance is very important to motorists.
The nonstandard market can be used by drivers who have a below-average driving record or drive high-powered sports cars or high value cars. Unless the performance of the drivers in terms of their driving skills are concerned are improved, they will not quality for the standard car insurance policy and will use instead the non-standard one.
Insurance companies usually look at driving records for 2-3 years to determine the driver?s risk. However, a DUI may stay on your driving record for up to 10 years.
There are also instances where a motorist is placed into the non-standard program if he has been inconsistent with his car insurance insurance coverage. Usually the car insurance provider can figure out if a motorist displays a high-risk attitude if he is probably driving without or unrenewed auto insurance for quite some time.
The best advice for drivers who are placed under the non-standard auto insurance program is to drive safely and defensively. Having done that, avail of new car insurance quotes every year and check if you now qualify for standard rates based on your driving record.
Get to know about DMV auto insurance and DMV Louisiana car insurance.
Bloggers that are searching through the web for info about the niche of 0 car finance, please make sure to go to the page which was mentioned right in this passage.
Related posts:
- Some Tendencies Of Modern Auto Insurance
- Low-Cost Car Insurance For Teens
- Can Lady Students Get Cheap Auto Insurance?
- Auto Insurance Possibilities
- Auto Insurance Price Policy
Source: http://www.somerly.com/2011/05/why-non-standard-auto-insurance-are-only-for-high-risk-drivers/
kingston bbc radio 1 freddy vs jason annette funicello family bipolar disorder smallville season 10
No comments:
Post a Comment
Note: Only a member of this blog may post a comment.